Business finance calculators

Agentutility added three paid x402 endpoints for business-finance workflows that should not need a third-party API:

working-capital-cycle calculates DSO, DIO, DPO, cash conversion cycle, working capital tied up, and cash release opportunity versus a target cycle.

invoice-discount-calculator calculates discount dollars, net cash received, effective APR, advance amount, and premium versus a cost-of-capital benchmark.

saas-metrics-score calculates rule of 40, net revenue retention, gross margin, burn multiple, magic number, logo churn, and a weighted operating-finance score.

Each endpoint is deterministic, in-process, and priced at $0.01 per call. They are planning and operating-finance calculators, not investment advice.