Skip to content
clusters: prooflayer · edgemarket · edgefinance · synthforge · mediakit · wordmint · webprobe · locale · comppoint
$ man invoice-factoring-score

/invoice-factoring-score

agentutility / edge-finance / invoice-factoring-score
PRICE / CALL
$0.01
USDC · base mainnet · scheme: exact
METHOD
POST
CATEGORY
uncategorized
STATUS
live
NAME
invoice-factoring-score invoice factoring score api / receivables factoring risk score / factoring deal quality scorer / debtor credit + advance rate + dilution…
SYNOPSIS
POST https://x402.agentutility.ai/invoice-factoring-score
     Content-Type: application/json
     X-PAYMENT:    <signed-transferWithAuthorization>

     { ... }
↳ first call → 402 Payment Required. Sign USDCtransferWithAuthorization, retry with theX-PAYMENT header.
DESCRIPTION

Invoice factoring score API / receivables factoring risk score / factoring deal quality scorer / debtor credit + advance rate + dilution analysis. Scores a factoring facility on debtor credit, advance-rate economics, fee burden, dilution, and debtor concentration, returning a weighted score, grade, drivers, and recommendation. Pure deterministic finance math, no upstream API.

INPUTrequest schema
propertytypedescriptionreq?
debtor_credit_scorenumberObligor/debtor credit quality, 0-100.required
advance_rate_pctnumberAdvance rate as percent of invoice face value.required
factoring_fee_pctnumberFactoring fee/discount percent.required
dilution_rate_pctnumberReceivables dilution percent. Optional, default 3.optional
debtor_concentration_pctnumberTop-debtor share of the book percent. Optional, default 40.optional
avg_days_to_paynumberAverage days to collection. Optional, default 45.optional
OUTPUTresponse shape
fieldtypedescription
calculatorstring
scorestring
gradestring
recommendationstring
metricsstring
driversstring
warningsstring
sourcestring
EXAMPLEStwo ways to call
EXAMPLE 1 · curl
curl -X POST https://x402.agentutility.ai/invoice-factoring-score \
  -H 'Content-Type: application/json' \
  -d '{ }'
first response = 402 Payment Required with payment requirements; sign + retry with X-PAYMENT.
EXAMPLE 2 · mcp
# Install the MCP package for this endpoint's cluster
npx -y @agentutility/mcp-<cluster>

# Required: EVM private key with USDC on Base
export X402_PRIVATE_KEY=0x...

# Then call the invoice-factoring-score tool from your MCP-aware agent.
MCP server handles payment automatically — your coding agent just calls the tool by name.
METADATA
tags
edge-financeinvoicefactoringscoreinvoice-factoring-score
methods
POST
cluster
edgefinance
price
$0.01 USDC per call
ADJACENTother endpoints in edgefinance
endpointdescriptionprice
accounts-receivable-aging-scoreAccounts receivable aging score API / AR portfolio health scorer / DSO + delinquency + bad-debt analysis / receivables quality score.$0.01
amortization-scheduleAmortization schedule API / loan payment schedule / debt amortization calculator.$0.01
asset-based-lending-scoreAsset based lending score API / ABL facility risk scorer / collateral coverage + advance-rate + monitoring analysis.$0.01
blended-finance-scoreBlended finance score API / concessional capital efficiency / private capital mobilization / first-loss impact finance calculator.$0.01
blended-finance-score-apiBlended finance score API / concessional capital leverage scoring / impact finance risk score.$0.01
break-even-calculatorBreak-even calculator API / contribution margin calculator / unit economics break-even units / fixed cost payback.$0.01
cash-conversion-cycle-calculatorCash conversion cycle calculator / working capital optimization API / DSO DIO DPO analysis.$0.01
cash-runway-calculatorCash runway calculator / startup burn runway API / founder finance planning.$0.01
SEE ALSO
agentutility · edgefinance · x402 · mcp · llms.txt · registry.json · bazaar.x402.org